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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,864 | $177,353-44.3% | $158,226-37.5% | $198,609-50.2% |
| Participation rate | 90.0% | 77.0%+13.0pp | 74.8%+15.2pp | 82.4%+7.6pp |
| Annual return | 22.78% | 599.50%-576.7pp | 501.41%-478.6pp | 202.70%-179.9pp |
| Employer contribution / active EE | $3,043 | $3,239-6.0% | $2,986+1.9% | $5,055-39.8% |
| Participant deferral / active EE | $10,620 | $4,615+130.1% | $4,317+146.0% | $6,977+52.2% |
| Admin fee / account holder | $1,944 | $10,960-82.3% | $10,217-81.0% | $19,030-89.8% |