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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,864 | $101,618-2.7% | $93,063+6.2% | $137,256-28.0% |
| Participation rate | 90.0% | 74.9%+15.1pp | 72.1%+17.9pp | 80.0%+10.0pp |
| Annual return | 22.78% | 223.95%-201.2pp | 34.15%-11.4pp | 220.34%-197.6pp |
| Employer contribution / active EE | $3,043 | $2,707+12.4% | $2,476+22.9% | $4,156-26.8% |
| Participant deferral / active EE | $10,620 | $4,279+148.2% | $3,958+168.3% | $6,407+65.8% |
| Admin fee / account holder | $1,944 | $6,198-68.6% | $6,033-67.8% | $12,270-84.2% |