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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,936 | $178,174-44.5% | $156,181-36.7% | $137,256-27.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.53% | 84.19%-65.7pp | 64.87%-46.3pp | 220.34%-201.8pp |
| Employer contribution / active EE | $3,275 | $4,972-34.1% | $4,294-23.7% | $4,156-21.2% |
| Participant deferral / active EE | $9,356 | $6,888+35.8% | $6,132+52.6% | $6,407+46.0% |
| Admin fee / account holder | $1,292 | $17,404-92.6% | $14,586-91.1% | $12,270-89.5% |