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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,533 | $197,637-36.0% | $177,848-28.9% | $158,982-20.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 27.47% | 58.77%-31.3pp | 48.33%-20.9pp | 302.99%-275.5pp |
| Employer contribution / active EE | $10,863 | $6,698+62.2% | $5,919+83.5% | $4,763+128.1% |
| Participant deferral / active EE | $10,248 | $8,405+21.9% | $7,714+32.9% | $5,983+71.3% |
| Admin fee / account holder | $3,646 | $15,406-76.3% | $12,431-70.7% | $11,252-67.6% |