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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,098 | $160,059-63.1% | $140,019-57.8% | $135,380-56.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 73.15% | 911.48%-838.3pp | 651.17%-578.0pp | 519.81%-446.7pp |
| Employer contribution / active EE | $8,112 | $6,420+26.4% | $5,605+44.7% | $4,779+69.7% |
| Participant deferral / active EE | $8,502 | $7,641+11.3% | $6,927+22.7% | $5,609+51.6% |
| Admin fee / account holder | $1,496 | $13,328-88.8% | $10,705-86.0% | $10,828-86.2% |