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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,851 | $227,399-4.6% | $189,758+14.3% | $198,609+9.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 79.8%+3.5pp | 82.4%+1.0pp |
| Annual return | 20.90% | 61.03%-40.1pp | 52.62%-31.7pp | 202.70%-181.8pp |
| Employer contribution / active EE | $2,852 | $5,526-48.4% | $4,767-40.2% | $5,055-43.6% |
| Participant deferral / active EE | $23,778 | $6,837+247.8% | $5,856+306.0% | $6,977+240.8% |
| Admin fee / account holder | $5,429 | $25,162-78.4% | $20,388-73.4% | $19,030-71.5% |