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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $678,342 | $56,134+1108.4% | $96,171+605.4% | $85,847+690.2% |
| Participation rate | 81.4% | 56.7%+24.7pp | 68.4%+13.0pp | 69.3%+12.1pp |
| Annual return | 11.45% | 42.30%-30.9pp | 192.04%-180.6pp | 318.61%-307.2pp |
| Employer contribution / active EE | $2,357 | $1,620+45.4% | $2,799-15.8% | $2,565-8.1% |
| Participant deferral / active EE | $7,965 | $2,858+178.8% | $4,350+83.1% | $3,952+101.5% |
| Admin fee / account holder | $27,483 | $3,769+629.2% | $5,538+396.2% | $6,261+339.0% |