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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $815,925 | $49,896+1535.2% | $80,627+912.0% | $75,173+985.4% |
| Participation rate | 87.5% | 55.3%+32.2pp | 67.0%+20.5pp | 67.2%+20.3pp |
| Annual return | 9.25% | 34.67%-25.4pp | 936.76%-927.5pp | 160.72%-151.5pp |
| Employer contribution / active EE | $4,198 | $1,699+147.1% | $2,723+54.2% | $2,671+57.2% |
| Participant deferral / active EE | $14,463 | $2,992+383.4% | $4,443+225.5% | $4,126+250.5% |
| Admin fee / account holder | $28,108 | $3,578+685.6% | $5,381+422.4% | $5,651+397.4% |