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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,110 | $185,312-40.6% | $161,489-31.8% | $154,746-28.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 11.30% | 103.84%-92.5pp | 89.72%-78.4pp | 172.34%-161.0pp |
| Employer contribution / active EE | $20,455 | $4,769+328.9% | $4,268+379.2% | $4,379+367.1% |
| Participant deferral / active EE | $10,481 | $6,350+65.1% | $5,630+86.2% | $6,730+55.7% |
| Admin fee / account holder | $1,642 | $18,654-91.2% | $16,006-89.7% | $14,365-88.6% |