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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,632 | $160,028+51.0% | $147,080+64.3% | $145,884+65.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.22% | 98.60%-84.4pp | 420.17%-405.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $39,895 | $5,286+654.8% | $4,933+708.7% | $4,662+755.7% |
| Participant deferral / active EE | $13,284 | $8,422+57.7% | $8,066+64.7% | $6,690+98.6% |
| Admin fee / account holder | $25,699 | $15,030+71.0% | $12,989+97.9% | $13,392+91.9% |