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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,471 | $183,627-62.2% | $155,602-55.4% | $145,978-52.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 12.28% | 61.32%-49.0pp | 64.81%-52.5pp | 550.52%-538.2pp |
| Employer contribution / active EE | $9,367 | $5,316+76.2% | $4,675+100.3% | $4,662+100.9% |
| Participant deferral / active EE | $8,281 | $6,466+28.1% | $5,629+47.1% | $6,690+23.8% |
| Admin fee / account holder | $8,030 | $19,327-58.5% | $15,923-49.6% | $13,400-40.1% |