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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,441 | $175,257-64.9% | $149,717-59.0% | $139,456-55.9% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 18.30% | 166.70%-148.4pp | 134.41%-116.1pp | 373.45%-355.1pp |
| Employer contribution / active EE | $7,846 | $5,477+43.3% | $4,820+62.8% | $4,753+65.1% |
| Participant deferral / active EE | $6,664 | $6,521+2.2% | $5,682+17.3% | $6,711-0.7% |
| Admin fee / account holder | $574 | $16,156-96.4% | $13,213-95.7% | $11,407-95.0% |