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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,970 | $160,040-46.9% | $147,096-42.2% | $145,877-41.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.64% | 98.49%-90.9pp | 419.75%-412.1pp | 551.28%-543.6pp |
| Employer contribution / active EE | $1,499 | $5,289-71.7% | $4,936-69.6% | $4,663-67.9% |
| Participant deferral / active EE | $6,699 | $8,429-20.5% | $8,071-17.0% | $6,691+0.1% |
| Admin fee / account holder | $2,989 | $15,050-80.1% | $13,005-77.0% | $13,402-77.7% |