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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,023 | $150,447-80.0% | $136,298-78.0% | $147,586-79.7% |
| Participation rate | 91.7% | 84.4%+7.2pp | 81.9%+9.7pp | 82.8%+8.8pp |
| Annual return | 15.87% | 1049.15%-1033.3pp | 5156.27%-5140.4pp | 578.59%-562.7pp |
| Employer contribution / active EE | $7,907 | $5,256+50.4% | $4,696+68.4% | $4,876+62.1% |
| Participant deferral / active EE | $6,055 | $6,631-8.7% | $6,247-3.1% | $5,439+11.3% |
| Admin fee / account holder | $665 | $10,906-93.9% | $9,244-92.8% | $10,886-93.9% |