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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,371 | $157,296-72.4% | $141,191-69.3% | $152,897-71.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.96% | 64.34%-46.4pp | 71.41%-53.4pp | 345.43%-327.5pp |
| Employer contribution / active EE | $1,427 | $5,262-72.9% | $4,736-69.9% | $4,764-70.0% |
| Participant deferral / active EE | $5,836 | $7,111-17.9% | $6,710-13.0% | $5,851-0.3% |
| Admin fee / account holder | $1,561 | $12,125-87.1% | $10,264-84.8% | $11,599-86.5% |