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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,471 | $124,187-69.8% | $108,410-65.4% | $167,518-77.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.71% | 1379.80%-1365.1pp | 905.34%-890.6pp | 478.71%-464.0pp |
| Employer contribution / active EE | $7,453 | $4,187+78.0% | $3,558+109.5% | $4,838+54.0% |
| Participant deferral / active EE | $6,963 | $6,908+0.8% | $6,562+6.1% | $6,342+9.8% |
| Admin fee / account holder | $392 | $9,456-95.9% | $7,296-94.6% | $12,312-96.8% |