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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,208 | $108,897-48.4% | $100,378-44.0% | $145,877-61.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.38% | 58.17%-43.8pp | 49.41%-35.0pp | 551.28%-536.9pp |
| Employer contribution / active EE | $3,797 | $4,420-14.1% | $3,942-3.7% | $4,663-18.6% |
| Participant deferral / active EE | $9,108 | $8,455+7.7% | $8,087+12.6% | $6,691+36.1% |
| Admin fee / account holder | $768 | $9,690-92.1% | $7,899-90.3% | $13,402-94.3% |