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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,193 | $123,898+149.6% | $116,538+165.3% | $155,188+99.2% |
| Participation rate | 33.3% | 83.7%-50.4pp | 82.6%-49.3pp | 80.8%-47.5pp |
| Annual return | 15.80% | 16.04%-0.2pp | 17.97%-2.2pp | 148.84%-133.0pp |
| Employer contribution / active EE | $2,248 | $4,739-52.6% | $4,541-50.5% | $4,248-47.1% |
| Participant deferral / active EE | $10,333 | $6,400+61.5% | $6,207+66.5% | $6,531+58.2% |
| Admin fee / account holder | $20 | $9,174-99.8% | $8,737-99.8% | $14,480-99.9% |