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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,709 | $94,766+86.5% | $112,923+56.5% | $139,487+26.7% |
| Participation rate | 33.3% | 81.3%-48.0pp | 80.5%-47.2pp | 80.3%-47.0pp |
| Annual return | 14.08% | 40.96%-26.9pp | 34.13%-20.1pp | 373.84%-359.8pp |
| Employer contribution / active EE | $0 | $4,636-100.0% | $4,570-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $10,000 | $6,523+53.3% | $6,520+53.4% | $6,713+49.0% |
| Admin fee / account holder | $20 | $8,529-99.8% | $7,046-99.7% | $11,407-99.8% |