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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,292 | $114,237-2.6% | $119,258-6.7% | $167,536-33.6% |
| Participation rate | 33.3% | 83.7%-50.4pp | 82.7%-49.4pp | 82.1%-48.8pp |
| Annual return | 13.29% | 29.87%-16.6pp | 30.69%-17.4pp | 478.82%-465.5pp |
| Employer contribution / active EE | $2,395 | $4,481-46.6% | $4,384-45.4% | $4,839-50.5% |
| Participant deferral / active EE | $8,667 | $6,084+42.5% | $6,111+41.8% | $6,342+36.6% |
| Admin fee / account holder | $20 | $8,932-99.8% | $7,226-99.7% | $12,315-99.8% |