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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,406 | $97,078+141.5% | $103,065+127.4% | $145,897+60.7% |
| Participation rate | 50.0% | 81.1%-31.1pp | 80.6%-30.6pp | 80.3%-30.3pp |
| Annual return | 10.58% | 25.49%-14.9pp | 23.95%-13.4pp | 552.29%-541.7pp |
| Employer contribution / active EE | $4,250 | $4,680-9.2% | $4,675-9.1% | $4,663-8.8% |
| Participant deferral / active EE | $15,250 | $6,601+131.0% | $6,625+130.2% | $6,689+128.0% |
| Admin fee / account holder | $20 | $12,505-99.8% | $9,349-99.8% | $13,390-99.9% |