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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 81-2584069 | Recordkeeping | $16,967 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,429 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,440 | $99,957-69.5% | $149,745-79.7% | $73,497-58.6% |
| Participation rate | 76.3% | 75.7%+0.5pp | 82.5%-6.2pp | 70.7%+5.6pp |
| Annual return | 30.68% | 53.87%-23.2pp | 276.72%-246.0pp | 28.51%+2.2pp |
| Employer contribution / active EE | $3,568 | $3,191+11.8% | $4,646-23.2% | $2,270+57.2% |
| Participant deferral / active EE | $8,473 | $6,073+39.5% | $6,843+23.8% | $3,740+126.6% |
| Admin fee / account holder | $106 | $551-80.8% | $9,312-98.9% | $513-79.4% |