Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,919 | $77,817-75.7% | $123,553-84.7% | $64,173-70.5% |
| Participation rate | 58.7% | 74.7%-16.0pp | 82.3%-23.6pp | 69.6%-10.9pp |
| Annual return | -11.45% | 12.49%-23.9pp | 119.21%-130.7pp | 7.63%-19.1pp |
| Employer contribution / active EE | $2,410 | $3,014-20.0% | $4,628-47.9% | $2,381+1.2% |
| Participant deferral / active EE | $5,261 | $5,240+0.4% | $6,426-18.1% | $3,470+51.6% |
| Admin fee / account holder | $4,181 | $5,519-24.2% | $9,284-55.0% | $4,887-14.4% |