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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,772 | $176,077-69.5% | $159,455-66.3% | $167,518-67.9% |
| Participation rate | 76.5% | 84.9%-8.5pp | 82.8%-6.4pp | 82.1%-5.6pp |
| Annual return | 46.55% | 331.83%-285.3pp | 263.63%-217.1pp | 478.71%-432.2pp |
| Employer contribution / active EE | $2,152 | $5,298-59.4% | $4,830-55.4% | $4,838-55.5% |
| Participant deferral / active EE | $10,749 | $7,751+38.7% | $7,353+46.2% | $6,342+69.5% |
| Admin fee / account holder | $4,779 | $12,556-61.9% | $10,800-55.8% | $12,312-61.2% |