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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,800 | $165,399-73.5% | $149,745-70.8% | $158,982-72.4% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 252.20% | 348.34%-96.1pp | 276.72%-24.5pp | 302.99%-50.8pp |
| Employer contribution / active EE | $3,131 | $5,105-38.7% | $4,646-32.6% | $4,763-34.3% |
| Participant deferral / active EE | $13,752 | $7,183+91.5% | $6,843+101.0% | $5,983+129.8% |
| Admin fee / account holder | $2,645 | $10,811-75.5% | $9,312-71.6% | $11,252-76.5% |