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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,643 | $49,896+11.5% | $80,627-31.0% | $75,173-26.0% |
| Participation rate | 51.0% | 55.3%-4.3pp | 67.0%-16.0pp | 67.2%-16.2pp |
| Annual return | 15.47% | 34.67%-19.2pp | 936.76%-921.3pp | 160.72%-145.3pp |
| Employer contribution / active EE | $1,425 | $1,699-16.1% | $2,723-47.7% | $2,671-46.7% |
| Participant deferral / active EE | $5,237 | $2,992+75.1% | $4,443+17.9% | $4,126+26.9% |
| Admin fee / account holder | $231 | $3,578-93.6% | $5,381-95.7% | $5,651-95.9% |