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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,721 | $52,279-10.6% | $89,435-47.8% | $79,856-41.5% |
| Participation rate | 41.9% | 57.5%-15.6pp | 68.0%-26.0pp | 69.6%-27.7pp |
| Annual return | 14.44% | 22.16%-7.7pp | 245.55%-231.1pp | 31.71%-17.3pp |
| Employer contribution / active EE | $0 | $1,572-100.0% | $2,587-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,259 | $2,740+55.4% | $3,890+9.5% | $3,741+13.9% |
| Admin fee / account holder | $0 | $3,356-100.0% | $4,884-100.0% | $5,306-100.0% |