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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,015 | $48,053-20.9% | $84,637-55.1% | $72,976-47.9% |
| Participation rate | 39.3% | 57.6%-18.3pp | 68.2%-29.0pp | 69.5%-30.2pp |
| Annual return | 94.58% | 37.39%+57.2pp | 258.82%-164.2pp | 81.02%+13.6pp |
| Employer contribution / active EE | $0 | $1,602-100.0% | $2,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,143 | $2,681+17.3% | $3,900-19.4% | $3,608-12.9% |
| Admin fee / account holder | $10 | $3,395-99.7% | $4,914-99.8% | $5,124-99.8% |