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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,502 | $114,119-70.6% | $107,187-68.7% | $138,895-75.9% |
| Participation rate | 8.3% | 78.1%-69.7pp | 75.0%-66.7pp | 79.9%-71.6pp |
| Annual return | 15.83% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $3,098 | $4,059-23.7% | $3,782-18.1% | $4,194-26.1% |
| Participant deferral / active EE | $6,375 | $5,538+15.1% | $5,096+25.1% | $6,396-0.3% |
| Admin fee / account holder | $353 | $10,024-96.5% | $9,162-96.1% | $12,562-97.2% |