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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,837 | $106,247-87.9% | $96,515-86.7% | $139,466-90.8% |
| Participation rate | 42.9% | 77.8%-35.0pp | 74.3%-31.5pp | 80.3%-37.5pp |
| Annual return | 41.15% | 38.47%+2.7pp | 35.73%+5.4pp | 373.66%-332.5pp |
| Employer contribution / active EE | $1,716 | $4,106-58.2% | $3,740-54.1% | $4,754-63.9% |
| Participant deferral / active EE | $2,490 | $5,456-54.4% | $4,880-49.0% | $6,712-62.9% |
| Admin fee / account holder | $854 | $7,885-89.2% | $6,735-87.3% | $11,409-92.5% |