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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,419 | $99,921-51.5% | $85,009-43.0% | $145,959-66.8% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 14.40% | 83.89%-69.5pp | 66.47%-52.1pp | 561.95%-547.5pp |
| Employer contribution / active EE | $6,399 | $3,233+97.9% | $2,728+134.5% | $4,661+37.3% |
| Participant deferral / active EE | $16,357 | $5,293+209.0% | $4,522+261.8% | $6,689+144.6% |
| Admin fee / account holder | $9,459 | $7,252+30.4% | $6,153+53.7% | $13,398-29.4% |