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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,419 | $99,995-51.6% | $85,063-43.1% | $145,978-66.8% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 14.40% | 83.99%-69.6pp | 66.54%-52.1pp | 550.52%-536.1pp |
| Employer contribution / active EE | $6,399 | $3,231+98.0% | $2,727+134.6% | $4,662+37.3% |
| Participant deferral / active EE | $16,357 | $5,295+208.9% | $4,523+261.7% | $6,690+144.5% |
| Admin fee / account holder | $9,459 | $7,255+30.4% | $6,155+53.7% | $13,400-29.4% |