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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,643 | $106,749+44.9% | $145,433+6.3% | $82,448+87.6% |
| Participation rate | 78.6% | 75.6%+2.9pp | 82.1%-3.5pp | 68.1%+10.5pp |
| Annual return | 12.49% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.1pp |
| Employer contribution / active EE | $3,689 | $3,444+7.1% | $4,554-19.0% | $2,551+44.6% |
| Participant deferral / active EE | $10,043 | $6,519+54.1% | $7,897+27.2% | $4,139+142.6% |
| Admin fee / account holder | $39,876 | $8,390+375.3% | $13,129+203.7% | $7,234+451.2% |