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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,643 | $99,875+54.8% | $146,866+5.3% | $86,983+77.8% |
| Participation rate | 78.6% | 75.8%+2.8pp | 82.5%-3.9pp | 69.5%+9.0pp |
| Annual return | 12.49% | 28.10%-15.6pp | 102.85%-90.4pp | 25.83%-13.3pp |
| Employer contribution / active EE | $3,689 | $3,224+14.4% | $4,425-16.6% | $2,584+42.7% |
| Participant deferral / active EE | $10,043 | $6,322+58.8% | $7,759+29.4% | $4,194+139.5% |
| Admin fee / account holder | $39,876 | $7,838+408.8% | $13,620+192.8% | $7,856+407.6% |