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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,643 | $106,864+44.7% | $147,318+5.0% | $82,637+87.1% |
| Participation rate | 78.6% | 75.5%+3.1pp | 82.1%-3.5pp | 68.1%+10.5pp |
| Annual return | 12.49% | 27.49%-15.0pp | 70.43%-57.9pp | 53.51%-41.0pp |
| Employer contribution / active EE | $3,689 | $3,417+8.0% | $4,593-19.7% | $2,552+44.5% |
| Participant deferral / active EE | $10,043 | $6,496+54.6% | $7,906+27.0% | $4,126+143.4% |
| Admin fee / account holder | $39,876 | $8,415+373.9% | $13,708+190.9% | $7,339+443.4% |