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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,183 | $217,427+31.6% | $185,837+54.0% | $167,518+70.8% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.48% | 148.39%-141.9pp | 122.08%-115.6pp | 478.71%-472.2pp |
| Employer contribution / active EE | $8,674 | $5,874+47.7% | $5,168+67.8% | $4,838+79.3% |
| Participant deferral / active EE | $18,200 | $6,357+186.3% | $5,568+226.8% | $6,342+187.0% |
| Admin fee / account holder | $48,907 | $19,816+146.8% | $16,241+201.1% | $12,312+297.2% |