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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,808 | $167,362+64.8% | $143,799+91.8% | $134,532+105.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.44% | 0.47%-16.9pp | -0.04%-16.4pp | 418.27%-434.7pp |
| Employer contribution / active EE | $17,664 | $5,620+214.3% | $4,952+256.7% | $4,741+272.6% |
| Participant deferral / active EE | $19,000 | $6,447+194.7% | $5,638+237.0% | $6,401+196.8% |
| Admin fee / account holder | $2,491 | $18,094-86.2% | $14,677-83.0% | $11,429-78.2% |