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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,204 | $143,969-40.8% | $199,883-57.4% | $82,637+3.1% |
| Participation rate | 92.0% | 84.1%+7.9pp | 86.8%+5.2pp | 68.1%+23.9pp |
| Annual return | 14.30% | 25.67%-11.4pp | 43.81%-29.5pp | 53.51%-39.2pp |
| Employer contribution / active EE | $3,208 | $4,632-30.8% | $6,261-48.8% | $2,552+25.7% |
| Participant deferral / active EE | $5,622 | $6,937-19.0% | $9,138-38.5% | $4,126+36.3% |
| Admin fee / account holder | $1,304 | $14,597-91.1% | $17,268-92.5% | $7,339-82.2% |