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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,609 | $183,988-35.0% | $162,177-26.2% | $152,897-21.8% |
| Participation rate | 76.9% | 88.5%-11.6pp | 87.6%-10.6pp | 82.5%-5.5pp |
| Annual return | 93.35% | 150.79%-57.4pp | 115.60%-22.3pp | 345.43%-252.1pp |
| Employer contribution / active EE | $10,122 | $6,370+58.9% | $5,613+80.3% | $4,764+112.5% |
| Participant deferral / active EE | $7,113 | $8,032-11.4% | $7,297-2.5% | $5,851+21.6% |
| Admin fee / account holder | $488 | $13,123-96.3% | $10,843-95.5% | $11,599-95.8% |