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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,681 | $124,346-73.7% | $111,308-70.6% | $167,536-80.5% |
| Participation rate | 63.6% | 79.6%-16.0pp | 77.3%-13.7pp | 82.1%-18.5pp |
| Annual return | 10.09% | 37.45%-27.4pp | 54.67%-44.6pp | 478.82%-468.7pp |
| Employer contribution / active EE | $1,803 | $3,437-47.5% | $2,732-34.0% | $4,839-62.7% |
| Participant deferral / active EE | $3,726 | $5,182-28.1% | $4,487-17.0% | $6,342-41.3% |
| Admin fee / account holder | $26,838 | $10,621+152.7% | $7,965+236.9% | $12,315+117.9% |