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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,407 | $100,805-67.9% | $86,698-62.6% | $134,532-75.9% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -2.30% | 29.09%-31.4pp | 35.95%-38.3pp | 418.27%-420.6pp |
| Employer contribution / active EE | $1,542 | $3,490-55.8% | $2,837-45.6% | $4,741-67.5% |
| Participant deferral / active EE | $2,603 | $5,339-51.2% | $4,656-44.1% | $6,401-59.3% |
| Admin fee / account holder | $735 | $10,925-93.3% | $7,493-90.2% | $11,429-93.6% |