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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,873 | $55,470-55.2% | $155,556-84.0% | $74,478-66.6% |
| Participation rate | 51.5% | 61.9%-10.4pp | 78.2%-26.7pp | 67.2%-15.7pp |
| Annual return | 20.54% | 269.80%-249.3pp | 64.84%-44.3pp | 1370.56%-1350.0pp |
| Employer contribution / active EE | $856 | $2,267-62.3% | $4,675-81.7% | $2,626-67.4% |
| Participant deferral / active EE | $3,322 | $2,838+17.1% | $5,631-41.0% | $4,350-23.6% |
| Admin fee / account holder | $3,401 | $1,744+95.0% | $15,885-78.6% | $1,946+74.8% |