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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $28,238 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,085 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $243 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,888 | $82,978-42.3% | $130,231-63.2% | $74,460-35.7% |
| Participation rate | 54.4% | 73.7%-19.2pp | 76.3%-21.8pp | 70.7%-16.3pp |
| Annual return | 19.08% | 123.05%-104.0pp | 38.86%-19.8pp | 34.38%-15.3pp |
| Employer contribution / active EE | $807 | $3,391-76.2% | $4,126-80.4% | $2,638-69.4% |
| Participant deferral / active EE | $4,100 | $5,370-23.6% | $6,799-39.7% | $4,530-9.5% |
| Admin fee / account holder | $144 | $354-59.2% | $6,020-97.6% | $348-58.5% |