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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,110 | $175,646-70.9% | $129,118-60.4% | $134,545-62.0% |
| Participation rate | 42.9% | 81.6%-38.7pp | 77.2%-34.4pp | 81.2%-38.4pp |
| Annual return | -18.35% | -11.39%-7.0pp | -10.94%-7.4pp | 418.37%-436.7pp |
| Employer contribution / active EE | $2,415 | $6,355-62.0% | $5,051-52.2% | $4,742-49.1% |
| Participant deferral / active EE | $5,059 | $7,970-36.5% | $6,539-22.6% | $6,401-21.0% |
| Admin fee / account holder | $11,507 | $23,578-51.2% | $14,305-19.6% | $11,431+0.7% |