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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,526 | $203,483-80.1% | $152,473-73.4% | $167,553-75.8% |
| Participation rate | 50.0% | 82.3%-32.3pp | 78.2%-28.2pp | 82.1%-32.1pp |
| Annual return | 11.69% | 13.80%-2.1pp | 757.59%-745.9pp | 478.89%-467.2pp |
| Employer contribution / active EE | $2,195 | $5,219-57.9% | $4,326-49.3% | $4,840-54.7% |
| Participant deferral / active EE | $4,749 | $6,711-29.2% | $5,817-18.4% | $6,343-25.1% |
| Admin fee / account holder | $673 | $22,521-97.0% | $15,811-95.7% | $12,316-94.5% |