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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,987 | $112,131+40.0% | $95,964+63.6% | $158,982-1.3% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 12.93% | 171.19%-158.3pp | 91.64%-78.7pp | 302.99%-290.1pp |
| Employer contribution / active EE | $1,360 | $3,199-57.5% | $2,541-46.5% | $4,763-71.4% |
| Participant deferral / active EE | $6,000 | $4,784+25.4% | $4,167+44.0% | $5,983+0.3% |
| Admin fee / account holder | $1,577 | $10,136-84.4% | $6,797-76.8% | $11,252-86.0% |