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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,237 | $103,392+25.0% | $87,104+48.4% | $152,897-15.5% |
| Participation rate | 66.7% | 79.4%-12.7pp | 76.9%-10.2pp | 82.5%-15.8pp |
| Annual return | 25.19% | 28.10%-2.9pp | 28.19%-3.0pp | 345.43%-320.2pp |
| Employer contribution / active EE | $1,600 | $3,221-50.3% | $2,521-36.5% | $4,764-66.4% |
| Participant deferral / active EE | $6,333 | $4,778+32.5% | $4,048+56.4% | $5,851+8.2% |
| Admin fee / account holder | $1,424 | $12,194-88.3% | $7,491-81.0% | $11,599-87.7% |