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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,188 | $102,245-87.1% | $89,340-85.2% | $137,256-90.4% |
| Participation rate | 57.1% | 74.9%-17.7pp | 69.6%-12.4pp | 80.0%-22.8pp |
| Annual return | 17.69% | 21.89%-4.2pp | 20.57%-2.9pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,460 | $2,529-42.3% | $2,231-34.6% | $4,156-64.9% |
| Participant deferral / active EE | $1,806 | $4,436-59.3% | $3,823-52.8% | $6,407-71.8% |
| Admin fee / account holder | $325 | $8,085-96.0% | $6,704-95.2% | $12,270-97.4% |