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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,188 | $103,164-87.2% | $90,259-85.4% | $154,746-91.5% |
| Participation rate | 57.1% | 76.1%-18.9pp | 70.7%-13.6pp | 80.7%-23.6pp |
| Annual return | 17.69% | 19.25%-1.6pp | 18.88%-1.2pp | 172.34%-154.6pp |
| Employer contribution / active EE | $1,460 | $2,532-42.3% | $2,291-36.3% | $4,379-66.7% |
| Participant deferral / active EE | $1,806 | $4,422-59.2% | $3,827-52.8% | $6,730-73.2% |
| Admin fee / account holder | $325 | $8,593-96.2% | $7,267-95.5% | $14,365-97.7% |