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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,888 | $166,268-82.0% | $165,100-81.9% | $145,897-79.5% |
| Participation rate | 78.6% | 82.0%-3.5pp | 78.6%-0.1pp | 80.3%-1.7pp |
| Annual return | 21.16% | 100.52%-79.4pp | 70.21%-49.1pp | 552.29%-531.1pp |
| Employer contribution / active EE | $1,527 | $5,284-71.1% | $4,348-64.9% | $4,663-67.2% |
| Participant deferral / active EE | $4,347 | $6,964-37.6% | $6,035-28.0% | $6,689-35.0% |
| Admin fee / account holder | $1,358 | $16,659-91.8% | $12,696-89.3% | $13,390-89.9% |