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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,888 | $166,131-82.0% | $164,975-81.9% | $145,877-79.5% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.6%0pp | 80.3%-1.7pp |
| Annual return | 21.16% | 100.37%-79.2pp | 70.12%-49.0pp | 551.28%-530.1pp |
| Employer contribution / active EE | $1,527 | $5,276-71.1% | $4,343-64.8% | $4,663-67.2% |
| Participant deferral / active EE | $4,347 | $6,962-37.6% | $6,033-28.0% | $6,691-35.0% |
| Admin fee / account holder | $1,358 | $16,648-91.8% | $12,688-89.3% | $13,402-89.9% |