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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,512 | $101,618-30.6% | $93,063-24.2% | $137,256-48.6% |
| Participation rate | 50.0% | 74.9%-24.9pp | 72.1%-22.1pp | 80.0%-30.0pp |
| Annual return | 19.71% | 223.95%-204.2pp | 34.15%-14.4pp | 220.34%-200.6pp |
| Employer contribution / active EE | $473 | $2,707-82.5% | $2,476-80.9% | $4,156-88.6% |
| Participant deferral / active EE | $6,362 | $4,279+48.7% | $3,958+60.7% | $6,407-0.7% |
| Admin fee / account holder | $250 | $6,198-96.0% | $6,033-95.9% | $12,270-98.0% |