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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,252 | $209,422-56.9% | $178,503-49.4% | $158,982-43.2% |
| Participation rate | 89.5% | 86.4%+3.1pp | 81.9%+7.5pp | 82.0%+7.5pp |
| Annual return | 9.58% | 188.81%-179.2pp | 151.12%-141.5pp | 302.99%-293.4pp |
| Employer contribution / active EE | $886 | $5,707-84.5% | $5,011-82.3% | $4,763-81.4% |
| Participant deferral / active EE | $2,110 | $5,955-64.6% | $5,202-59.4% | $5,983-64.7% |
| Admin fee / account holder | $1,068 | $17,079-93.7% | $13,987-92.4% | $11,252-90.5% |