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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,884 | $180,459-61.8% | $154,108-55.3% | $135,380-49.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.91% | 888.21%-897.1pp | 735.21%-744.1pp | 519.81%-528.7pp |
| Employer contribution / active EE | $1,851 | $6,035-69.3% | $5,298-65.1% | $4,779-61.3% |
| Participant deferral / active EE | $5,852 | $5,806+0.8% | $5,081+15.2% | $5,609+4.3% |
| Admin fee / account holder | $2,508 | $16,145-84.5% | $13,411-81.3% | $10,828-76.8% |