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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,344 | $198,457-66.1% | $170,435-60.5% | $147,586-54.4% |
| Participation rate | 94.4% | 88.0%+6.5pp | 83.6%+10.8pp | 82.8%+11.6pp |
| Annual return | 11.29% | 257.30%-246.0pp | 205.94%-194.6pp | 578.59%-567.3pp |
| Employer contribution / active EE | $2,642 | $6,183-57.3% | $5,432-51.4% | $4,876-45.8% |
| Participant deferral / active EE | $3,416 | $5,629-39.3% | $4,939-30.8% | $5,439-37.2% |
| Admin fee / account holder | $1,027 | $16,852-93.9% | $13,881-92.6% | $10,886-90.6% |